About us
At City Island Associates, Inc., I’m dedicated to helping individuals and families achieve their dream of homeownership. With years of experience and a commitment to exceptional service, I work personally with each client to find the ideal financing solution for their unique goals. My mission is to make your path to owning a home smooth, simple, and rewarding.
Who I Am
My name is Robert Erath (NMLS #297076), and my goal is to help every client achieve their homeownership dreams with customized mortgage solutions. Whether you’re purchasing your first home or refinancing to make your mortgage more affordable, I understand the true value of owning real estate — and more importantly, the pride that comes with owning a home.
What I Offer
When you work with me, there are no hidden fees and no surprises. As an independent mortgage broker, I have access to a wide range of financial institutions, allowing me to find the most competitive rates and specialized loan programs that fit your needs. You’ll receive direct communication and personalized guidance — I’m available to answer your questions and support you every step of the way.
My Vision & Mission
Creating generational wealth through homeownership with world class solutions oriented professionals.
My mission is to help families build generational wealth through homeownership by providing honest, transparent, and tailored mortgage solutions. I take the time to ensure every client fully understands the mortgage process, explaining each step clearly so you feel confident and informed throughout your journey — whether buying, refinancing, or investing in real estate.
Why Apply With Me
I believe that every client deserves options and a personalized approach. I take the time to listen to your goals, understand your financial situation, and find the best possible mortgage solution that aligns with your needs.
Multiple Loan Options
I offer access to a variety of loan programs — ensuring there’s a perfect fit for every financial background.
Competitive Rate
As a broker with access to multiple lenders, I can compare loan products and secure some of the most competitive rates in the market.
Client Service
When you work with me, you work directly with me — not a team or call center. I prioritize your needs and am available whenever you need assistance, ensuring you always feel supported and informed.
Contact Us
- 4242 Merrick road Massapequa, NY 11758
- 631-926-0592
- robert@cityislandassociates.com