Terms and Conditions

Welcome to City Island Associates, Inc. Please read these Terms and Conditions carefully before using our website and services. By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our Services.

1. Acceptance of Terms

By accessing or using our Services, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you use our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Changes to Terms

City Island Associates, Inc reserves the right to modify or update these Terms at any time. Any changes will be reflected by updating the “Last Updated” date at the bottom of this page. Continued use of our Services after any modifications constitutes your acceptance of the updated Terms.

3. Use of the Services

a. Eligibility
You must be at least 18 years old to access or use our Services. By agreeing to these Terms, you affirm that you meet this eligibility requirement.

b. License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for personal, non-commercial purposes, subject to these Terms.

c. Prohibited Activities
You agree not to:

• Use the Services for any unlawful purpose.

• Attempt to gain unauthorized access to any part of the Services.

• Interfere with or disrupt the proper functioning of the Site or Services.

• Use automated systems or software to extract data or interact with the Site without prior consent.

• Upload or transmit any viruses, malware, or harmful code.

4. User Accounts

a. Registration
To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information and to update it as necessary to maintain its accuracy.

b. Security
You are solely responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. Notify us immediately if you suspect unauthorized access or use.

5. Intellectual Property

All content, design elements, logos, trademarks, and materials displayed on this Site are the exclusive property of City Island Associates, Inc or their respective owners. You may not copy, reproduce, distribute, or use any of this content without prior written consent.

6. Disclaimers

a. No Financial Advice
All information provided on this Site is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult a qualified professional before making any financial decisions.

b. Service Availability
While we strive to maintain continuous and secure access to our Services, City Island Associates, Inc does not guarantee uninterrupted or error-free operation of the Site.

7. Limitation of Liability

To the fullest extent permitted by law, City Island Associates, Inc and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages—including, but not limited to, loss of profits, data, or goodwill—arising from or in connection with your use of the Site or Services.

8. Indemnification

You agree to defend, indemnify, and hold harmless City Island Associates, Inc, its affiliates, and their respective officers, directors, employees, and agents from and against all claims, damages, losses, liabilities, and expenses arising from your use of the Site or any violation of these Terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of 4242 Merrick road Massapequa, NY 11758, without regard to conflict of law principles.

10. Termination

City Island Associates, Inc reserves the right to suspend or terminate your access to the Site or Services at any time, without prior notice, for any reason, including violation of these Terms.

11. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us at:

City Island Associates, Inc
Email: robert@cityislandassociates.com
Phone: 631-926-0592
Address: 4242 Merrick road Massapequa, NY 11758
NMLS ID: Robert Erath, NMLS #297076